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Security

Your family’s most sensitive information, protected.

Estate planning involves the most personal data you’ll ever store digitally. Here’s how we protect it.

Encryption

AES-256-GCM for high-risk data

Selected secrets and document content receive authenticated application-layer encryption before storage.

Authenticated encryption

Selected high-risk fields use AES-256-GCM so confidentiality and integrity are checked when encrypted data is read.

High-risk fields protected individually

Selected secrets are encrypted separately with a fresh IV and authentication tag before they are stored.

Built-in key rotation

Ciphertext can carry a key identifier so planned rotations can retain older decryption keys while new data uses the active key.

Tamper detection

New AES-GCM ciphertext includes an authentication tag so altered encrypted values fail integrity checks.

What we encrypt

Bank account numbersSort codesCredentials & passwordsUploaded document contentCrypto wallet details

What we never store:Seed phrases, full card numbers, or anything we don’t need. If we don’t need it, we don’t keep it.

Access Control

Who can see what, and when

Strict role-based access ensures the right people see only the right information, at the right time.

Secure authentication

Industry-standard authentication with multi-factor verification, passwordless login, and automatic session management built in.

Data isolation

Server-side authorisation and estate-ownership checks restrict each request to the records that account is allowed to access.

Role-based access

Customer access is separated across owner, executor, and beneficiary responsibilities. Server-side checks enforce the records available to each request.

Session management

Admin pages warn after the configured inactivity period and lock the interface while secure sign-out is attempted. Identity-provider session lifetimes are configured separately.

Rate limiting

Sensitive actions use per-user or per-IP rate limits alongside authentication and authorisation to reduce automated abuse.

Executor visibility controls

Executors use an authenticated portal. Sensitive post-death access depends on role checks, owner sharing choices, and the estate verification state.

Compliance

Transparent data protection

Clear controls, documented service providers, and practical support for your UK data-protection rights.

Transparent data processing

We document the service providers that process data and explain international processing in our privacy and cookie notices.

UK GDPR rights

You can exercise access, correction, deletion, restriction, objection, and portability rights through our privacy contact.

Soft-delete architecture

Many user-managed records are soft-deleted first and later handled under the applicable retention process.

Security review programme

We review code, dependencies, and security controls, track findings, and validate remediations. Reviews reduce risk but cannot eliminate it.

No sale of personal data

We do not sell personal data. Vetted service providers process limited data only to operate and improve Beqst, as described in our notices.

Recovery controls

Backup, retention, and recovery responsibilities depend on each configured infrastructure provider; restore evidence is reviewed separately from this product page.

Protected Data

What we protect

Controls are applied according to the sensitivity and use of each data category.

Bank details

Selected account numbers, sort codes, and banking credentials receive field-level encryption.

Property records

Property records are access controlled; uploaded supporting documents are encrypted before object storage.

Digital credentials

Passwords, PINs, access codes, and digital account details — encrypted individually.

Legal documents

Uploaded document content is encrypted before object storage and access is checked before retrieval.

Family relationships

Beneficiary and executor assignments, relationship details, and contact information.

Final wishes

Final-wish records are access controlled, and sensitive personal-message fields receive application-layer encryption.

Our Principles

Security by design, not afterthought

1

Risk-based encryption

Vault secrets, selected financial credentials, will-draft data, and document content receive application-layer encryption before storage.

2

Least privilege access

Executor and beneficiary access is constrained by assigned roles, estate state, and the owner's sharing choices.

3

Transparency

Sensitive actions generate audit events to support accountability and incident investigation. Event coverage is reviewed and expanded over time.

Frequently asked questions

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